This decadent chocolate banana bread combines ripe bananas, unsweetened cocoa powder, and dark chocolate chips for a moist, indulgent loaf. With a straightforward preparation of just 15 minutes and 55 minutes of baking, you'll have 10 beautiful slices ready to enjoy. The recipe uses simple pantry staples—flour, eggs, oil, and brown sugar—creating a tender crumb that's neither too dense nor too light. Serve warm with vanilla ice cream or enjoy plain as a satisfying breakfast bread.
The first time I made chocolate banana bread, it was during a thunderstorm when the power kept threatening to cut out. I stood in my dimly lit kitchen, mashing overripe bananas while rain pattered against the windows, thinking how the darkness somehow made the cocoa smell even more intense. Something about that moody afternoon transformed what could have been just another baking experiment into a moment of pure comfort.
Last winter, I baked this for my neighbor who had helped shovel our driveway after a particularly brutal snowstorm. When I delivered it still warm, steam rising as he cut into it, his expression of surprise at the chocolate twist on classic banana bread was absolutely priceless. He now drops hints about his shoveling availability whenever snow is in the forecast.
Ingredients
- Ripe bananas: The spottier and darker, the better - those black bananas on your counter that you think are goners are actually perfect for this recipe and provide natural sweetness.
- Unsweetened cocoa powder: I once accidentally used hot chocolate mix instead and learned the hard way that pure cocoa creates that deep, almost truffle-like richness that makes this bread special.
- Dark chocolate chips: These create little pockets of melty goodness throughout the bread, and I sometimes reserve a handful to sprinkle on top before baking for a more dramatic look.
- Brown sugar: The subtle molasses notes pair beautifully with banana, creating a depth that white sugar just cant match.
Instructions
- Prep your workspace:
- Preheat your oven to 175°C (350°F) and line your loaf pan with parchment paper, creating little handles that hang over the sides for easy bread removal later.
- Mix the wet dream team:
- In a large bowl, mash those spotty bananas until theyre almost pudding-like, then whisk in eggs, oil, brown sugar, and vanilla until the mixture looks silky smooth.
- Combine dry ingredients:
- Sift together flour, cocoa powder, baking soda, and salt in a separate bowl, breaking up any cocoa clumps for even chocolate distribution.
- Create your batter:
- Fold the dry ingredients into wet with gentle strokes just until no flour streaks remain. The batter will look thick and fudgy, almost like a dense cake mix.
- Add the treasures:
- Gently fold in chocolate chips and walnuts if youre using them. I like giving the batter just a few turns to create chocolate striations throughout.
- Bake with patience:
- Pour the batter into your prepared pan, smooth the top, and bake for 50-55 minutes. Your kitchen will fill with a scent that makes waiting nearly impossible.
- The cooling game:
- Allow the bread to rest in the pan for 10 minutes before transferring to a wire rack. The hardest test of willpower is waiting for it to cool enough to slice.
One afternoon, my son had friends over after school and I served thick slices of this chocolate banana bread with cold milk. The kitchen fell silent except for appreciative mumbles, and one boy asked if he could take a slice home to show his mom. I realized then that something as simple as cocoa in banana bread had created a small moment of food wonder for these kids.
Storage Secrets
Though it rarely lasts long in my house, this bread actually improves with time as the banana and chocolate flavors meld. Wrap it tightly in plastic or foil and it stays moist for 3-4 days at room temperature, developing an almost truffle-like quality by the second day.
Serving Suggestions
While perfectly delicious on its own, Ive discovered this bread has an affinity for certain companions. A schmear of salted butter on a warm slice creates a sweet-salty contrast that brings out the chocolate notes, while a dollop of tangy Greek yogurt alongside provides a refreshing counterpoint to the richness.
Variations To Try
The basic recipe is wonderfully adaptable to whatever mood strikes or what your pantry offers. Over countless batches, Ive found ways to play with the formula while keeping its soul intact.
- For a spiced version, add 1 teaspoon of cinnamon and a pinch of cayenne for a Mexican chocolate twist that warms you from the inside.
- Substitute half the oil with same amount of unsweetened applesauce for a slightly lighter version that still maintains moisture.
- For special occasions, drizzle the cooled loaf with a simple ganache made from equal parts hot cream and chocolate chips stirred until smooth.
This chocolate banana bread has become my solution for so many situations - breakfast on busy mornings, an afternoon pick-me-up with coffee, or a dessert that feels both special and comfortable. Each time I make it, I find myself appreciating how something so simple can bring such reliable joy.
Recipe Questions
- → How do I know when the chocolate banana bread is done baking?
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Insert a toothpick into the center of the loaf. It should come out with a few moist crumbs clinging to it, not completely clean. This ensures a tender, moist interior rather than a dry loaf. Baking typically takes 50–55 minutes at 175°C (350°F).
- → Can I make this bread ahead of time?
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Yes, this bread keeps well for up to 3 days at room temperature in an airtight container, or up to 5 days refrigerated. You can also freeze cooled slices for up to 3 months. Thaw at room temperature before serving.
- → What type of bananas work best?
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Use ripe bananas with brown spots on the skin, as they have the highest sugar content and natural sweetness. Overripe bananas are ideal as they mash smoothly and add deeper flavor. Avoid green or underripe bananas, which lack sweetness.
- → Can I substitute the chocolate chips?
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Absolutely. Use milk chocolate, semi-sweet, or white chocolate chips based on preference. You can also swap chocolate chips for chopped chocolate bars, or mix in add-ins like dried cherries, raspberries, or chopped nuts for variation.
- → Is this suitable for different dietary needs?
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This version is vegetarian. To make it vegan, replace eggs with flax eggs (3 tablespoons ground flaxseed mixed with 9 tablespoons water) and use plant-based oil. Always check chocolate chip labels for allergens like milk or soy.