01 - In a medium bowl or jar, combine the rolled oats, coconut milk, yogurt, shredded coconut, chia seeds, maple syrup, vanilla extract, and a pinch of salt. Stir until all ingredients are evenly incorporated.
02 - Cover the bowl or seal the jar tightly and refrigerate for a minimum of 6 to 8 hours, allowing the oats to absorb the liquid and the flavors to fully develop.
03 - The following morning, stir the oats thoroughly. If the mixture has thickened beyond your preference, add an extra splash of coconut milk and stir to reach the desired consistency.
04 - Divide the oats into two servings and top each with toasted coconut flakes, crushed graham crackers or gluten-free cookies, and fresh banana slices or pineapple chunks if desired. Serve chilled.